Dis-Chem Life Funeral Cover
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Dis-Chem Life Funeral Cover – Affordable Funeral Insurance Online
Get affordable funeral insurance from just R49/month*. Compare Dis-Chem Life Funeral Cover with boosted benefits, fast payouts, and up to 21 people on one plan.
Dis-chem LIFE Funeral Cover: Affordable Funeral Insurance from Just R49 per Month*
Take care of your loved ones with simple, affordable funeral insurance that pays out fast, rewards your health, and gives you unbeatable value. Dis-Chem Life Funeral Cover is designed to support your family during difficult times — with flexible benefits and boosted protection from day one.
Why Choose Dis-Chem Life Funeral Cover?
Funeral Cover that rewards your health with cover boosts, protects up to 21 people and lets you skip your December premium*. Dis-Chem Life Funeral Cover offers simple, reliable, and affordable funeral cover designed to give you peace of mind. Whether you’re planning for yourself or your whole family, Dis-Chem cover options are built to suit your needs.
- Premiums from just R49 per month*
- Cover with boosts can go up to R125,000
- Cash payouts within 4 – 48 hours of valid claim
- No medical exams required
- Cover up to 21 family members
- Immediate accidental death cover
- Enjoy boosted cover up to R125,000 for 3 months at no extra cost*
- Keep the boost for life with a Health Check at no additional cost
- Skip your December premium* every year
- Family Conversion: Seamless policy transfer if you pass away
- Plus, as a Better Rewards member you can boost your rewards from 20% to 100% on up to 140+ of SA’s most-loved brands at Dis-Chem stores
- *Available to qualifying Dis-Chem Life or Dis-Chem Health policyholders.
How It Works: Quick, Easy & Paperless Sign-Up
Quick and Easy Sign-Up
Apply online in minutes, No Paperwork. No Stress.
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Better Rewards member you can boost your rewards from 20% to 100% on up to 140+ of SA’s most-loved brands at Dis-Chem stores. *Available to qualifying Dis-Chem Life or Dis-Chem Health policyholders.
Boost Your Cover for Free
You’ll enjoy up to 250% boosted cover (up to R125,000) for your first 3 months at no extra cost* — just complete a Health Check at no additional cost at any Dis-Chem Clinic to keep the boost for life.
What’s Included in Your Dis-chem LIFE Funeral Policy?
💼 Main Member Cover: Can be boosted to R125 000 based on your Health Check
👩❤️👨 Spouse Cover: Up to R70 000
👨👩👧👦 Children & Extended Family: Cover up to 21 people under one policy
📅 Premium Holiday: Skip December’s payment* every year
🛡️ Accidental Death: Covered from day one
Who Can Apply?
Anyone between 18 and 64 years old can apply. You’ll need a South African bank account and must be able to make monthly premium payments. Just note: simply applying doesn’t guarantee qualification — you must activate your plan successfully.
Get a Free Quote Today
Start your application online — no paperwork, no stress. Get cover in minutes.
Frequently asked questions
Premiums start from just R49 per month*, depending on your selected cover and number of dependents.
Valid claims paid out between 4- 48 hours.
Yes. You can add a spouse, children, parents, and even extended family.
No medical exams are needed to apply.
There is no waiting period for accidental death. A 6-month waiting period applies for natural causes.
PLEASE NOTE THAT YOUR DETAILS WILL BE SENT TO
Dis-Chem Life is an authorised financial services provider – FSP 50594. Products are underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP No 76) and a licensed life insurer. Cover amounts are subject to underwriting and granted on a case-by-case basis. Funeral and Protector cover boosts are guaranteed for 3 months. Thereafter, the boost depends on the health check outcome or will fall away if no health check is done by the end of the 3-month period. December skip option applies to policy premium, provided that at least one premium has been paid. *The Better Rewards programme is a loyalty programme offered by Dis-Chem. Better Rewards is not an insurance product and a non-insurance benefit and not offered by Guardrisk Life Limited. T&Cs Apply. For the full policy terms and conditions, including key limitations, cooling-off period, exclusions, risks and charges, please visit www.dischemlife.co.za.